Approaching 40 Look Out For Unexpected Dangers

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Approaching 40 Look Out For Unexpected Dangers

The findings challenge the commonly held myth that younger generations are the most accident-prone and show that those entering middle age are the ‘unlucky generation’ and are most likely to die by accident than any other age group. The report found that Generation Z is the most prone to drowning, Generation Y is the most dangerous on the roads, with the highest number of road deaths, Generation X is the most likely to suffer from accidental poisoning and the baby boomer generation is most at risk from choking deaths and falls. The five categories of accidental death are those specified by the World Health Organisation’s International Classification of Diseases (ICD). Data on other ICD categories of accidental death, such as suicide, as well as accidental deaths among Australians aged 75 years or older were excluded from the report to ensure its relevance to insurable events/ persons.

The report found that almost 2300 people died by accident in 2008, 25 per cent of which were poisoned while 11 per cent fell to their death. On a state-by-state basis, using an average of accidental deaths per capita, the report found that Western Australia is the most accident-prone state per capita, while New South Wales is the safest.   Traffic deaths were, by far, the biggest cause of death, with a rate of 6.1 per 100,000 Australians. The rate for No. 2, poisoning, was only 2.9.

Are you approaching the age of 40 and not sure what levels of life insurance you should have? Check out the Lifewise calculator to find out how much is enough.     

For more information, please see Suncorp’s The Year of Living Dangerously report or Suncorp’s media release.


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