Income Protection insurance provides a monthly benefit which pays you on claim up to 75% of your income and covers you for accident or illness. Income protection is generally tax deductible. One variable with income protection is the waiting period. Click here to see examples for various ages for income protection quotes with OneInsure.
Is a lump sum amount paid to the policyholder in the event of total and permanent disablement. Total and Permanent Disablement insurance or as it is commonly known as TPD insurance, is paid when you’re advised by a medical specialist that you will generally not be able to work again in your own or any occupation.
Key Person insurance is designed to cover the loss to a business of a key person unable to work for an extended period of time or indefinitely. This type of insurance gives the best chance for the business to continue without severe disruption. Key Person insurance is a specialised area and OneInsure are one of the leading advisers in the Key Person or as it is also known, Key Man insurance area.
Business Expense insurance covers the fixed expenses of a business for a maximum amount per month of $30,000 up to a maximum period of 12 months. Business Expense insurance can assist with helping the business continue running whilst you are recovering from illness or accident. Business Expense insurance can provide some much needed support to enable you also to sell your business if you need too.
Trauma Insurance provides cover against a defined number of health events that can lead to debilitation and impairment for a significant period of time. Types of health events covered by trauma insurance may include heart attack, various cancers and stroke. Trauma insurance is paid as a lump sum and can provide invaluable support to you and your family. Many people do not understand or are unaware of Trauma insurance. Trauma insurance is an insurance that you really will wish you had if something does happen
Small or large business in Australia need Public Liability Insurance, if a third party sues you for personal injury or death as a result of your business, these claims can get up into the millions! Why risk it? it's quick and easy to organise and mitigate your risk!